It reads your letter of credit, examines every presentation document against UCP 600 and ISBP 821, and returns a graded report — each finding with the rule behind it and the fix.
Goods description omits contract wording present in the LC's field 45A.
Remedy: amend the invoice description to mirror the credit exactly.
Illustrative example — every finding carries a citation and a remedy
Between 65% and 80% of first presentations are rejected for documentary discrepancies — ICC Banking Commission. Not because the goods are wrong. Because a date, a description or a signature did not match what the credit asked for.
Field 46A lists required documents in prose, not as a checklist. What it actually requires is easy to miss until a bank examiner finds it.
Two reviewers apply UCP 600 differently. The outcome depends on who is on shift, not on what the documents actually say.
By the time a discrepancy surfaces, the fee is charged, the courier has run, and the clock on payment has restarted.
Each rejection means bank charges, re-preparation, a second courier run, and weeks added to a payment you have already shipped against.
52 deterministic checks run as pure code — the same inputs produce the same findings, every time. The AI layer examines what code cannot: signatures, presentation practice, wording that is technically present but wrong in substance.
Parsed LC fields override AI-extracted values. An AI finding that contradicts a code-verified pass is dropped before you ever see it. The system does not guess.
FATAL, MAJOR or MINOR — each with the UCP 600 article or ISBP 821 paragraph behind it, and the remedy.
Field 46A is parsed into a required-documents list. Non-standard documents the credit demands appear automatically alongside the 13 standard types.
An independent AI vision read is corroborated against the document parser. Where the two disagree, the field is flagged for a human — not resolved by guesswork.
Every field a check depends on is surfaced with a confidence level. A field the system could not read is shown to you, not omitted.
The same document set produces the same report on re-run. An examination you can defend, no AI hallucination.
The required-documents checklist is built from Field 46A, with Article 14(h) non-documentary conditions flagged.
Every rule set runs against every document — the 52 deterministic checks and the AI review layer, side by side. Each extracted field carries a confidence score built from 14 verification techniques; anything below threshold is masked rather than shown as fact, and the examiner confirms, corrects, or marks it not present before the step can close.
Correct the document and re-check, route an MT707 amendment, or record buyer acceptance. Every outcome is recorded against the finding.
The presentation is CLEAN only when every discrepancy has a recorded outcome. Otherwise: DISCREPANT, INCOMPLETE, or LC AMENDMENT REQUIRED.
A single branded PDF — cover letter plus every document in presentation order.
Upload the sales contract and the system drafts an MT700-structured LC, with a rationale for every document it asks for in Field 46A — so problems are designed out before the credit is even issued.
Every finding is checked against the current edition of each rule set — nothing is applied from memory or a stale copy.
Uniform Customs and Practice for Documentary Credits. The examination standard every finding is checked against.
International Standard Banking Practice, current edition. ISBP 821 supersedes ISBP 745 — the system applies the current edition.
All 11 terms.
Every document is read and categorised by type — structured, tabular, or scanned — and by whether it arrived as part of a bundle or individually, before any rule is applied.
Every discrepancy is graded FATAL, MAJOR or MINOR against ICC convention, with the exact UCP 600 article or ISBP 821 paragraph and the remedy attached.
Findings are highlighted directly on the document where the rule was breached, not just listed in a separate report.
Updated as the ICC and industry bodies revise the rule sets — no manual maintenance required.
A few LCs a year, no one in-house who does this daily. We run the check and hand you a bank-ready presentation.
Talk to us →Your team keeps its workflow. The system runs in parallel and catches what a shift change or an absence would otherwise cost you.
Talk to us →Accountants, freight forwarders and consultants who already hold the exporter relationship. One question qualifies it: do your buyers pay you under a letter of credit?
Partner with us →Move the sliders to see the full financial impact of a bank-identified discrepancy — interest on delayed payment, bank fees, and operational cost.
| Financial Cost | |
| Interest on delayed payment ( days @ % p.a.) | — |
| Bank Charges | |
| discrepancy fee × AED | — |
| Operational Cost | |
| Staff time — hrs × AED /hr | — |
| Re-submission courier | — |
| Total loss per LC | — |
We'll run it and show you what comes back. No presentation, no funnel — a report on your own documents.
The Itimad Technologies Limited
Level 3, Innovation One, DIFC, Dubai, UAE
A reply from a senior trade finance professional, typically within one business day.
Based in Dubai, UAE · Response within 1 business day